Certificate of Deposit (CD) Special:
4.00% APY* on 7-Month CD
Ready to start saving? Don’t miss your chance to lock in a great *Annual Percentage Yield rate.
A CD is a smart way to save. Open one today, and you'll get a great rate, too. Because we've got you.
CDs let you grow your savings over a set period of time with a guaranteed fixed rate of return. Associated Bank offers CDs with terms from 30 days to 60 months, giving you greater flexibility.
For a limited time, you can get a great rate when you put your savings in our 7-month CD. You'll get guaranteed rewards over a shorter term. It's a perfect way to put aside money for an upcoming event or to fund another goal down the road.
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Features | |
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Term available |
7 months |
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Minimum opening deposit |
$5,000 |
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Additional deposits |
At maturity |
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Interest (credited and compounded) |
Quarterly and at maturity. Choose to have your interest payment transferred to another Associated Bank account or issued by check if your CD account balance is $5,000 or more. |
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Certificate renewal |
Automatically renews into the closest standard-term CD at the end of the initial term. 7-month CDs will renew into a 6-month CD. |
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Grace period |
You have ten (10) calendar days after maturity to withdraw the funds without penalty. Interest is not paid during the grace period unless the funds from this CD are deposited into another Associated Bank CD. |
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Early withdrawal penalty |
For terms less than 12 months—90 days interest if withdrawn before the 7-month term. |
Call 800-236-8866
Customer Care Center
Minimum deposit required to open is $5,000. All interest rates and annual percentage yields (APYs) stated above are current as of September 3, 2025 and are subject to change at any time at our discretion. The annual percentage yield assumes interest will remain on deposit until maturity. A withdrawal will reduce earnings. There may be an early withdrawal penalty when any principal amount is withdrawn before maturity. Interest is compounded and credited quarterly, except the following: the 30-day Mini Jumbo and the 3-month Fixed are compounded and credited at maturity and the IRA Money Market Savings is compounded and credited monthly.
After the account is opened, deposits or withdrawals may not be made without penalty until maturity, except for the following: deposits are allowed for the 12-month Add-on and deposits and withdrawals are both allowed for Starter IRAs and IRA Money Market Savings accounts. Early withdrawal penalty for terms less than 12 months is 90 days interest, terms 12 months to less than 24 months is 181 days interest, terms 24 months to less than 36 months is 270 days interest, and terms 36 months and longer is 365 days interest.
Please see the CD/IRA Receipt, the Personal CD/IRA Account Rate Sheet, the Consumer Deposit Account Fee Schedule, the Deposit Account Agreement, and all applicable product information brochures for additional details. (1042)
