Includes deposits and other credits, items deposited, checks and other debits, Remote Deposit items, and ACH originated debits and credits. Does not include debit card purchases. See applicable business checking product disclosure for details. (1123)

For additional account details, please refer to the Deposit Account Agreement, the current Deposit Account Rate sheet, the applicable Checking Product Disclosure or product information brochure for other fees that may apply to your deposit account, including overdraft, stop payment or other charges. (1275)

Overdraft grace zone – An Overdraft Fee will not be charged if account is overdrawn up to $50 for the following customers:  Business Access Checking, Business Balanced Checking, Business Choice Checking, Nonprofit and Public Funds Checking, Nonprofit and Public Funds Premium Checking, Basic Business Checking and Estate Checking. If an overdraft is paid by Associated Bank, a deposit must be made to bring the account back to a positive balance.  Regular account requirements and fees for overdrafts will otherwise apply.  Overdraft Protection Transfer service links your checking account with your other accounts at Associated Bank, including another checking account, savings account, money market account, Business Credit Card, Business Line of Credit Accounts, or Commercial Line of Credit. For more details on fees, transaction limits and terms and conditions of these products, please refer to the applicable Business Checking Product Disclosure, Understanding Overdrafts and Your Options to Manage Fees, the Deposit Account Agreement or the Business Checking Overdraft Protection Transfer Authorization form. (1435)

A free Associated Bank Business Debit Mastercard® may be used to reduce transaction fees, as debit card purchases are not counted in the monthly transaction limit. (1318)

Associated Bank does not charge a fee to download our digital applications; however, transactional fees may apply. Carrier message and data rates may apply, check your carrier’s plan for details. Visit AssociatedBank.com/disclosures for Terms and Conditions for your service. (1406)

Maintain linked Associated Bank personal Balanced, Choice or Private Banking checking account. Must be an owner on the account to link eligible personal account. Applies to a maximum of two accounts per owner of eligible personal account. If the personal and business account are under different Social Security Number (SSN) and Employer Identification Number (EIN), you must request your banker to link the personal and business account to receive the business account maintenance fee waiver. (1482)

Relationship balances include aggregate average balances of any business deposits, business loans and consumer deposits under identical customer profile. Note: Excludes Sweep Accounts, HSA Accounts, Elan/FDR credit cards and AIS Investment Accounts. (1122)

To qualify for the Merchant Services Monthly Account Maintenance Fee waiver, the business must have an open and active Associated Merchant Services account, the business checking account must have been opened on or after January 1, 2018 and be leveraged for the Associated Merchant Services processing transactions. Once the Merchant Services Monthly Maintenance Fee waiver is active, other business checking accounts opened with the same Tax ID will also qualify to receive the waiver. Minimum deposit required to open is $100. Available on Business Balanced Checking, Business Choice Checking, Nonprofit Checking, Public Funds Checking, Nonprofit Premium Checking and Public Funds Premium Checking. (1283)

Maintain linked Associated Bank personal Choice or Private Banking checking account. Must be an owner on the account to link eligible personal account. Applies to a maximum of two accounts per owner of eligible personal account. If the personal and business account are under different Social Security Number (SSN) and Employer Identification Number (EIN), you must request your banker to link the personal and business account to receive the business account maintenance fee waiver. (1483)