Credit Monitor built into your checking?
You got it.

Credit Monitor¹ keeps you in the know—no charge!

Credit Monitor icon
Woman smiling at her phone
Woman smiling at her phone

Credit confidence comes standard with Associated Balanced Checking® and Associated Choice Checking®.

From mortgages to everyday spending and even job searches, your credit has far-reaching impact. Credit Monitor comes free with Associated Balanced Checking® and Associated Choice Checking®.

With Credit Monitor you can:

  • Check your credit health
  • See monthly credit score updates
  • Get alerts when your score changes

Upgrade to Platinum Choice² for Credit Monitor+, with ID Protect & Restore³.

Already have Access Checking? Consider upgrading to Balanced Checking. You’ll get the moneysmart features of Credit Monitor¹ for free, and no monthly maintenance fee⁴ when you set up direct deposit. Or choose Choice Checking for premium benefits— including Credit Monitor.

We've got more than banking products. We've got your back.

Three great options. Unlimited possibilities.

Unlock the exclusive benefits of Platinum Choice² by maintaining a monthly average relationship balance of $50,000. 

You’ve Got This. We’ve Got You.

Schedule an appointment today to open your account, and start enjoying the benefits.

  1. To use Credit Monitor, eligible customers must log in to digital banking, activate the feature, and accept the terms and conditions. Information provided through Credit Monitor is obtained by Experian. For more information, visit here. (1485)

  2. You must meet and maintain Platinum Choice Checking qualifications, listed on the Associated Choice Checking Product Disclosure, to obtain enhanced benefits. Balances are calculated at the end of the calendar month, if qualifications are met benefits will start within 45 calendar days. (1419)

  3. Customers eligible for Credit Monitor+ have access to Identity Protect & Restore services. For details about identity monitoring, restoration, and insurance see the Credit Monitor section of the Digital Banking Service Terms and Conditions. (1489)

  4. For additional account details, please refer to the Deposit Account Agreement, the current Deposit Account Rate sheet, the applicable Checking Product Disclosure or product information brochure for other fees that may apply to your deposit account, including overdraft, stop payment or other charges. (1275)

  5. We may credit regularly occurring direct deposits up to two days early with Early Pay. This is available at Bank discretion for consumer checking accounts. We do not guarantee early availability of direct deposits. Eligible direct deposits to your account are based on when a payor notifies us they are sending you a credit. This may include direct deposit with your employer, government entity, or other organization that makes regular recurring payments to you. Ineligible deposits or credits to your account include person to person services, check or mobile deposits, or other online transfers. See the Deposit Account Agreement, Section 11.5, for full terms and conditions of Early Pay. (1464)

  6. Overdraft grace zone – An Overdraft Fee will not be charged if account is overdrawn up to $100 for Associated Bank Platinum Choice benefit eligible customers or up to $50 for all other personal checking accounts. If an overdraft is paid by Associated Bank, a deposit must be made to bring the account back to a positive balance. Regular account requirements and fees for overdrafts will otherwise apply. Overdraft Protection Transfer service links your checking account with your other accounts at Associated Bank, including another checking account, savings account, money market account, Consumer Credit Card, Checking Reserve Line of Credit or Premier Line of Credit. There is no fee for this service, for more details on transaction limits and terms and conditions of these products, please refer to the Consumer Deposit Account Fee Schedule, applicable Checking Product Disclosure, What You Need to Know About Overdrafts and Overdraft Fees, Understanding Overdrafts and Your Options to Manage Fees or the Deposit Account Agreement. (1068)

  7. Associated Bank and MoneyPass® ATM use is free for Associated Bank customers. ATM owners outside of the Associated and MoneyPass networks may charge a fee. Associated Bank may charge a fee for using an out-of-network ATM. International fees may apply. Review your account disclosure and fee schedule for more details. MoneyPass is a registered trademark of Fiserv Solutions, LLC or its affiliates. (1206)

  8. Associated Bank does not charge a fee to download our digital applications; however, transactional fees may apply. Carrier message and data rates may apply, check your carrier’s plan for details. Visit AssociatedBank.com/disclosures for Terms and Conditions for your service. (1406)

  9. Interest on checking account is paid on the daily collected balance. (1298)

  10. Associated Choice Checking customers receive two out-of-network ATM owner surcharge fee refunds per statement cycle, up to $20. (1299)