Enjoy the Ease of Direct Deposit Plus Early Pay¹
Direct deposit makes your life easier on payday—no need for a trip to the bank. And you'll enjoy additional advantages like convenience, peace of mind and Early Pay.
The only thing better than payday is early payday! With Associated Bank’s Early Pay you can get your money up to two days early! With direct deposit, you got it. No hoops to jump through. More peace of mind. Because we’ve got you covered.
Features
Early Pay: We'll make payday available in your checking account up to two days earlier. With direct deposit, you got it!
Convenience: Save time by having paychecks automatically deposited to your Associated Bank account. Your money is immediately available for withdrawal and interest earnings.
Safety: Electronic deposit eliminates the possibility of paychecks being lost, stolen, delayed or damaged. You can be confident your money will be in your account on time.
Confidentiality: Direct deposit reduces the risk of unauthorized individuals accessing your confidential information.
Transfer direct deposit and automatic payments to your new Associated Bank account
Gather information about your current direct deposit and automatic payments. Then use our transfer forms to help simplify the transfer of these payments to your new Associated Bank account.
Go Direct® for federal benefits recipients
Associated Bank is a proud partner with Go Direct®—an effort by the U.S. Department of the Treasury and the Federal Reserve Banks to help people who receive federal benefit payments via direct deposit. In fact, anyone currently receiving benefits by paper check will soon be required to have direct deposit in order to receive their benefits. See details.
Receive federal benefit payments via direct deposit
Have your federal benefit check and your checking account information handy.
We've got more than banking products. We've got your back.
$50 Grace Zone²
No fee if you overdraw your checking by $50 or less. We’ve got you covered!
Early Pay on direct deposits? You got it.
30,000 Surcharge-free ATMs
30,000+ Associated Bank & MoneyPass ATMs—from next door to nationwide.
Money Monitor³
Set budgets. Track spending. Grow your money. Find it in Associated Bank Digital.
Actionable Insights³
An unexpected bill? Subscription price changes? Get money-smart alerts, 24/7.
Debit Card Controls³
Lost your card? Lock it. Found your card? Unlock it. Real-time control from our app.
Free Overdraft Protection Transfers²
Need a funds fill-up? Automatically move money from your other Associated Bank accounts. No fee, no charge.
In person, in the neighborhood
Hundreds of hometown locations in Illinois, Minnesota & Wisconsin.
Call 800-236-8866
Customer Care Center
We may credit regularly occurring direct deposits up to two days early with Early Pay. This is available at Bank discretion for consumer checking accounts. We do not guarantee early availability of direct deposits. Eligible direct deposits to your account are based on when a payor notifies us they are sending you a credit. This may include direct deposit with your employer, government entity, or other organization that makes regular recurring payments to you. Ineligible deposits or credits to your account include person to person services, check or mobile deposits, or other online transfers. See the Deposit Account Agreement, Section 11.5, for full terms and conditions of Early Pay. (1464)
Overdraft grace zone – An Overdraft Fee will not be charged if account is overdrawn up to $100 for Associated Bank Platinum Choice benefit eligible customers or up to $50 for all other personal checking accounts. If an overdraft is paid by Associated Bank, a deposit must be made to bring the account back to a positive balance. Regular account requirements and fees for overdrafts will otherwise apply. Overdraft Protection Transfer service links your checking account with your other accounts at Associated Bank, including another checking account, savings account, money market account, Consumer Credit Card, Checking Reserve Line of Credit or Premier Line of Credit. There is no fee for this service, for more details on transaction limits and terms and conditions of these products, please refer to the Consumer Deposit Account Fee Schedule, applicable Checking Product Disclosure, What You Need to Know About Overdrafts and Overdraft Fees, Understanding Overdrafts and Your Options to Manage Fees or the Deposit Account Agreement. (1068)
Associated Bank does not charge a fee to download our digital applications; however, transactional fees may apply. Carrier message and data rates may apply, check your carrier’s plan for details. Visit AssociatedBank.com/disclosures for Terms and Conditions for your service. (1406)
Go Direct is sponsored by the U.S. Department of the Treasury and the Federal Reserve Banks. Go Direct is a registered trademark of the United States Department of the Treasury, Financial Management Service.
