Asset Based Lending

Flexible funding built on your existing assets.

Unlock the power of your business assets to access flexible, customized financing. Asset based lending can get you the working capital you need, backed by receivables, inventory, equipment, real estate or other assets.

Commercial asset based loans can be used to capitalize on opportunities and access working capital for debt refinancing and restructuring, recapitalizations, growth and expansion opportunities, acquisitions/mergers, new product initiatives, entry into new markets, executing a turn-around plan and more.

An asset based lending team that knows your market.

Whether you’re fueling growth or navigating change, Associated Bank’s dedicated specialists provide tailored solutions, hands-on support and the financial expertise to help your business thrive now and into the future. We can provide fully secured and senior stretch facilities for companies across a broad range of industries, entrepreneurs and private-equity-backed businesses.

Associated Bank’s asset based lending team is strategically based in Illinois, Wisconsin, Minnesota, Ohio, New York, Florida and Arizona, supported by dedicated operations staff and solely focused on asset based lending. 

We offer the right solutions to fit your goals.

Associated Bank provides customized asset based lending to businesses with $5 million to $50 million financing needs that need to overcome cash flow challenges.

  • Revolving lines of credit secured by accounts receivable and inventories
  • Term loans (in conjunction with revolving lines of credit)
  • CAPEX facilities
  • Real estate loans (owner-occupied) in conjunction with revolving loans
  • Seasonal over advances
  • Letters of credit
  • Cash management solutions

Meet our Asset Based Lending Team

Reach out to one of our relationship managers or portfolio managers today.

Ray Temple
Business Segment Leader

Raymond.Temple@AssociatedBank.com
312-544-4533

Jerry Sepich
Head of Portfolio & Underwriting

Jerry.Sepich@AssociatedBank.com
440-821-3221

Mike Williams
Sales Manager | West

Michael.Williams@AssociatedBank.com
312-544-4374

Jim Cannella
Sales Manager | East

James.Cannella@AssociatedBank.com
312-544-4543

  • Loan products are offered by Associated Bank, N.A., and are subject to credit approval and involve interest and other costs. Please ask about details on fees and terms and conditions of these products. Property insurance and flood insurance, if applicable, will be required on collateral. (1050)