You must meet and maintain enhanced Choice Checking benefit tier qualifications for Platinum Choice, Emerald Choice, or Emerald Private Choice, listed on the Associated Choice Checking Product Disclosure, to obtain enhanced benefits. Calculations are completed at the end of the calendar month, if qualifications are met benefits will start within 45 calendar days. (1419)

You must meet and maintain enhanced Choice Checking benefit tier qualifications for Platinum Choice, Emerald Choice or Emerald Private Choice, listed on the Associated Choice Checking Product Disclosure, to obtain enhanced rates on Associated Choice Checking, Associated Relationship Savings, and Select Money Market accounts. For current rates, refer to an Associated Bank Deposit Account Rates Sheet or ask a banker for more information. (1415)

To use Credit Monitor, eligible customers 18 years or older must log in to digital banking, activate the feature, and accept the terms and conditions. Information provided through Credit Monitor is obtained by Experian. For more information, visit the Credit Monitor information page. (1485)

Customers eligible for Credit Monitor+ have access to Identity Protect & Restore services. Eligible customers 18 years or older must meet and maintain enhanced Choice Checking benefit tier qualifications for Platinum Choice, Emerald Choice or Emerald Private Choice, or listed on the Associated Choice Checking Product Disclosure, or have a Colleague Checking account or a Private Banking account. Review applicable product disclosure for more details. For details about identity monitoring, restoration, and insurance see the Credit Monitor section of the Digital Banking Service Terms and Conditions. (1489)

You must meet and maintain the benefit tier qualifications for Emerald Choice or Emerald Private Choice, listed on the Associated Choice Checking Product Disclosure. To use Privacy Defender, eligible customers must log in to digital banking, activate the feature, and accept the terms and conditions. For more information, visit the Privacy Defender section of the Digital Banking Service Terms and Conditions. (1527)

Emerald Choice will receive the first qualified year reimbursed. Emerald Private Choice will receive every year reimbursed. You must meet and maintain the benefit tier qualifications for Emerald Choice or Emerald Private Choice, listed on the Associated Choice Checking Product Disclosure, in the month that your Reserve Rewards+ credit card annual membership fee is assessed for the annual membership fee to be reimbursed. Your credit card annual membership fee will be charged and reimbursed within the same statement month. (1528)

You must meet and maintain the benefit tier qualifications for Emerald Private Choice, listed on the Associated Choice Checking Product Disclosure, to receive fee free benefits. Benefits extend to your Associated Relationship Savings accounts and Select Money Market accounts currently open under the same consumer customer profile. Select fees may appear on your account statement and will be refunded within 3-5 business days. (1526)

Deposit placement through CDARS® or ICS® is subject to the terms, conditions, and disclosures in applicable agreements. Although deposits are placed in increments that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”) at any one destination bank, a depositor’s balances at the institution that places deposits may exceed the SMDIA (e.g., before settlement for deposits or after settlement for withdrawals) or be uninsured (if the placing institution is not an insured bank). The depositor must make any necessary arrangements to protect such balances consistent with applicable law and must determine whether placement through CDARS® or ICS® satisfies any restrictions on its deposits. A list identifying IntraFi® network banks appears at https://www.intrafi.com/network-banks. The depositor may exclude banks from eligibility to receive its funds. IntraFi® and ICS® are registered service marks, and the IntraFi® hexagon and IntraFi® logo are service marks, of IntraFi® Network LLC. (1470)

Certain terms, conditions and exclusions apply. See here for full details. (1472)

Mastercard ID Theft Protection™, Extended Warranty, Purchase Assurance, Satisfaction Guarantee, Mastercard Global Service, and Mastercard Airport Concierge™ are provided through Mastercard Guide to Benefits. Certain terms, conditions and exclusions apply. See Mastercard Guide to Benefits for full details. (1244)

This benefit is provided by Generali Global Assistance Inc. Certain terms, conditions and exclusions apply. Please see your Guide to Benefits for details or call 1-800-Mastercard. (1245)