Business Money Market Accounts

Grow earning power for your business and money

Business coworkersA business money market account combines the benefits of a business checking account and a business savings account. Earn interest on your cash to help meet your business’s financial goals and also gain the flexibility of withdrawals or cash transfers without penalty to help you manage your business expenses.

Get competitive interest rates and maximize your savings

Minimum deposit of $1,000

Enjoy low entry costs, avoid monthly fees¹ by maintaining your balance, keep your funds accessible for future expenses or business growth and start earning interest right away.

Make deposits anytime

Grow your balance and your interest. This flexibility helps you manage cash flow, respond to unexpected income and stay on track with savings goals without restrictions.

Earn a higher rate of interest with higher balances

Earn more as you save more—as higher balances are rewarded with higher interest rates. This tiered structure helps maximize returns on idle funds, making it easier to grow savings while maintaining liquidity.

Transfer funds between accounts online or by phone

Easily manage your business cash flow anytime, anywhere. This flexibility ensures quick access to funds for expenses, payroll or opportunities—without needing to visit a branch.

Overdraft protection² transfer service 

Helps prevent declined transactions or overdraft fees by automatically moving funds from your linked business money market account. It adds a safety net for your business checking, ensuring smooth, uninterrupted operations.

Enjoy 75 item transactions included per month¹

Gives your business flexibility to manage routine activity—like checks, deposits and transfers—without extra fees. It supports regular cash flow needs while helping you control operating costs.

Business money market accounts | Frequently Asked Questions

A business money market account offers the best of both worlds—earning interest like a savings account while providing the flexibility to withdraw or transfer funds without penalties, helping you manage business expenses easily.

A minimum deposit of $1,000 is required to open a business money market account.

You can withdraw or transfer money via checks, online banking³ or phone without penalty.



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Business Customer Care

  1. Fees, transaction limitations and other product features are contained in the applicable Account Fee Schedule or Product Disclosures, Deposit Account Agreement or contact a Banking Services Representative. (1349)

  2. Overdraft Protection Transfer service links your checking account with your other accounts at Associated Bank, including another checking account, savings account, money market account, Business Credit Card, Business Line of Credit Accounts, or Commercial Line of Credit. For more details on fees, transaction limits and terms and conditions of these products, please refer to the applicable Business Checking Product Disclosure, Understanding Overdrafts and Your Options to Manage Fees, the Deposit Account Agreement or the Business Checking Overdraft Protection Transfer Authorization form. (1069)

  3. Associated Bank does not charge a fee to download our digital applications; however, transactional fees may apply. Carrier message and data rates may apply, check your carrier’s plan for details. Visit AssociatedBank.com/disclosures for Terms and Conditions for your service. (1406)