Deposit Solutions
Superior banking, personalized service
As a Private Banking client, your dedicated Private Banker will ensure you receive superior service and have access to a full range of customized cash-management solutions.
Private Banking brings best-in-class banking services and relationship benefits designed with you in mind.
Choice Checking
Our two newest Choice Checking tiers are the definition of more for your money. These next-level benefits¹ are yours when you reach Emerald Choice or Emerald Private Choice status:
- Higher interest rates² on checking, savings and money market accounts for a better rate of return.
- Credit Monitor+³ with ID Protect & Restore⁴ includes free, full monthly credit report, credit and fraud alerts and more.
- Privacy Defender⁵ is like a digital bodyguard protecting your online activity and personal information.
- Annual Reserve Rewards+ credit card membership fee is reimbursed⁶ letting you enjoy the perks while we pick up the tab.
- Fee Free with Emerald Private Choice⁷—you’ll never pay a fee in this tier.
Select Money Market
- Earn our highest, most exclusive rates with Emerald Private Choice Checking
- Get enhanced ATM, fee, funds availability and check writing features
Certificates of Deposit
- Receive access to Certificate of Deposit Account Registry Service (CDARS®) program for greater FDIC coverage.
- Get access to CD specials with additional term options.
Private Banking World Debit Mastercard®
Our Private Banking World Debit Mastercard gives you the opportunity to receive the best benefits⁸ a debit card has to offer. You’ll receive a suite of premier perks, enjoy first-rate customer service and unlock access to exceptional travel experiences.
- Mastercard ID Theft Protection⁸
- VIP Travel¹⁰
- World-Class Shopping
- Enhanced Security Benefits
- And more
Select from one of many card options that feature special perks and discounts.
World Debit Card
Packers World
Debit Card
Brewers™ World Debit Card
Milwaukee Film World Debit Card
"Let's Go Red" World Debit Card
Convenient Account Access
With Associated Bank Digital, you can keep up with your lifestyle, giving you the tools you need to help you manage your money at your convenience.
Speak with an Associated Bank Private Wealth professional today.
Wherever you see yourself in the future, we’ll be here.
800-991-7706
Monday through Saturday
Closed Sunday and holidays
Frequently Asked Questions
Do I qualify for Private Banking at Associated Bank Private Wealth?
Private Banking services are available to clients with investable assets here totaling $500,000 or more.
What should I expect at my first meeting with a Private Banker?
We will talk about a variety of topics including banking and credit management, investment, tax and retirement planning, charitable goals, and most importantly, your short and long-term financial goals. By understanding your family, business and career we are better equipped to serve you. We will also discuss our service agreement, setup your accounts, agree on action items and schedule your next meeting.
Do I have access to my accounts online?
Currently you’ll utilize a variety of digital solutions to manage your accounts. Those solutions include:
- Digital Banking – manage your accounts, transfer funds and set up convenient activity alerts.
- Associated Portfolio Online (APO) – view portfolio value, account groupings, holdings and more. View the full picture of your wealth through APO by utilizing their account aggregation feature.
- Associated Wealth Access – a digital tool that simplifies your complex financial picture and give you knowledge to make sound financial decisions. View a holistic picture of your total wealth with a personal total balance sheet.
Where can I find current deposit account rates?
Speak to your Private Banker about rate options or you can view deposit rates online at associatedbank.com/rate-center.
What credit cards do you offer to Private Banking clients?
Our Private Banking clients have exclusive access to our Visa® Reserve Rewards Credit Card.
Even the feel of Associated Bank’s exclusive Visa® Reserve Rewards credit card lets you know it’s something special. This distinctive card goes beyond ordinary benefits—it opens the door to high-end opportunities, perks and rewards. Plus, enjoy the feel of a premium weighted metal card and easily tap your credit card anywhere you see the contactless symbol to make touch-free payments.
Enjoy 24/7 access to experienced representatives. When life gets busy, your private banker will gladly call Cardmember Services on your behalf.
Save time and simplify your life with the complimentary Visa Signature Concierge Service. This service can help find tickets to top sports and entertainment events, book travel, reserve tee times, make dinner reservations and even help you find the perfect gift. Call anytime, 24 hours a day, seven days a week. You are responsible for the cost of any goods or services purchased by the Visa Signature Concierge on your behalf.
Subject to credit approval. The creditor and issuer of these cards is Elan Financial Services, pursuant to a license from Visa U.S.A. Inc.
800-991-7706
Monday–Saturday
Closed Sunday and holidays
You must meet and maintain enhanced Choice Checking benefit tier qualifications for Platinum Choice, Emerald Choice, or Emerald Private Choice, listed on the Associated Choice Checking Product Disclosure, to obtain enhanced benefits. Calculations are completed at the end of the calendar month, if qualifications are met benefits will start within 45 calendar days. (1419)
You must meet and maintain enhanced Choice Checking benefit tier qualifications for Platinum Choice, Emerald Choice or Emerald Private Choice, listed on the Associated Choice Checking Product Disclosure, to obtain enhanced rates on Associated Choice Checking, Associated Relationship Savings, and Select Money Market accounts. For current rates, refer to an Associated Bank Deposit Account Rates Sheet or ask a banker for more information. (1415)
To use Credit Monitor, eligible customers 18 years or older must log in to digital banking, activate the feature, and accept the terms and conditions. Information provided through Credit Monitor is obtained by Experian. For more information, visit the Credit Monitor information page. (1485)
Customers eligible for Credit Monitor+ have access to Identity Protect & Restore services. Eligible customers 18 years or older must meet and maintain enhanced Choice Checking benefit tier qualifications for Platinum Choice, Emerald Choice or Emerald Private Choice, or listed on the Associated Choice Checking Product Disclosure, or have a Colleague Checking account or a Private Banking account. Review applicable product disclosure for more details. For details about identity monitoring, restoration, and insurance see the Credit Monitor section of the Digital Banking Service Terms and Conditions. (1489)
You must meet and maintain the benefit tier qualifications for Emerald Choice or Emerald Private Choice, listed on the Associated Choice Checking Product Disclosure. To use Privacy Defender, eligible customers must log in to digital banking, activate the feature, and accept the terms and conditions. For more information, visit the Privacy Defender section of the Digital Banking Service Terms and Conditions. (1527)
Emerald Choice will receive the first qualified year reimbursed. Emerald Private Choice will receive every year reimbursed. You must meet and maintain the benefit tier qualifications for Emerald Choice or Emerald Private Choice, listed on the Associated Choice Checking Product Disclosure, in the month that your Reserve Rewards+ credit card annual membership fee is assessed for the annual membership fee to be reimbursed. Your credit card annual membership fee will be charged and reimbursed within the same statement month. (1528)
You must meet and maintain the benefit tier qualifications for Emerald Private Choice, listed on the Associated Choice Checking Product Disclosure, to receive fee free benefits. Benefits extend to your Associated Relationship Savings accounts and Select Money Market accounts currently open under the same consumer customer profile. Select fees may appear on your account statement and will be refunded within 3-5 business days. (1526)
Certain terms, conditions and exclusions apply. See here for full details. (1472)
Mastercard ID Theft Protection™, Extended Warranty, Purchase Assurance, Satisfaction Guarantee, Mastercard Global Service, and Mastercard Airport Concierge™ are provided through Mastercard Guide to Benefits. Certain terms, conditions and exclusions apply. See Mastercard Guide to Benefits for full details. (1244)
This benefit is provided by Generali Global Assistance Inc. Certain terms, conditions and exclusions apply. Please see your Guide to Benefits for details or call 1-800-Mastercard. (1245)
There is no minimum opening deposit or monthly maintenance fee on Wealth Management Money Market accounts for Associated Bank Private Banking clients. The Wealth Management Money Market Account is a variable rate product and all Interest Rates and Annual Percentage Yields (APYs) are current as of January 1, 2024, and are subject to change at any time, including after the account is opened, at our discretion: For all balance tiers the current Standard APY is 3.00%. The disclosed APY assumes an Associated Bank Private Banking client relationship and that interest will remain on deposit. For current rate information call 800-236-8866. (1449)
Please see your Associated Bank Checking Product Disclosure for other fees that may apply to your deposit account, including overdraft/non-sufficient funds related charges, stop payment or other charges.
Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. (1114)
Visa and the Visa logo are registered trademarks of Visa International Service Association. (1115)
Investment, Securities and Insurance Products:
NOT
FDIC INSUREDNOT BANK
GUARANTEEDMAY
LOSE VALUENOT INSURED BY ANY
FEDERAL AGENCYNOT A
DEPOSITAssociated Bank and Associated Bank Private Wealth are marketing names AB-C uses for products and services offered by its affiliates. Securities and investment advisory services are offered by Associated Investment Services, Inc. (AIS), member FINRA/SIPC; insurance products are offered by licensed agents of AIS; deposit and loan products and services are offered through Associated Bank, N.A. (ABNA); investment management, fiduciary, administrative and planning services are offered through Associated Trust Company, N.A. (ATC); and Kellogg Asset Management, LLC® (KAM) provides investment management services to AB-C affiliates. AIS, ABNA, ATC, and KAM are all direct or indirect, wholly-owned subsidiaries of AB-C. AB-C and its affiliates do not provide tax, legal or accounting advice. Please consult with your advisors regarding your individual situation. (1024)