Smart Business Savings Accounts
Flexible savings solutions designed to grow with your business—today, tomorrow and beyond.
Looking to strengthen your business's financial foundation? At Associated Bank, we offer smart, flexible savings solutions built to support your goals—whether you're planning for growth, managing cash flow or preparing for the unexpected. Start saving with confidence today.
A savings option to give you peace of mind as you plan for the future
Stay prepared for the road ahead with a business savings account from Associated Bank. Whether you're planning for growth, setting aside for taxes or managing seasonal cash flow, our savings options provide security and flexibility.
Open with as little as $100 and enjoy competitive interest rates, 24/7 online and mobile access,¹ overdraft protection and easy transfers.² Link to your business checking and set up automatic savings to stay on track.
Not sure which savings product is right for your business? We’ve got answers.
Visit our Q&A section to learn more about how business savings accounts work, what to consider when choosing one and how to get started.
Open your account with just $100.
An easy and affordable way to get started. It’s a low-risk plan to begin earning interest, manage cash flow and build financial reserves—ideal for startups and growing businesses alike.
Earn a competitive variable interest rate.
Grow your business savings over time. As market rates rise, so can your returns—giving you more value from idle funds and helping you build stronger cash reserves with minimal effort.
Access your account online¹ anytime.
Gives you 24/7 control of your business finances. Monitor balances, review transactions, transfer funds and manage savings whenever it’s convenient—helping you stay on top of cash flow and make timely decisions.
Link to your business checking account.
Enjoy and enable Overdraft Protection Transfer service,² which automatically moves funds to cover shortfalls—helping you avoid overdraft fees, maintain cash flow and ensure transactions go through smoothly.
Enjoy 75 item transactions included per month.³
Includes debits, deposits and credits—giving your business flexibility to manage cash flow without extra fees. This helps keep banking costs predictable while supporting your everyday financial needs efficiently.
Customizable alerts via the Associated Bank app.
Keep you updated on your account activity in real time. Receive notifications for transactions, balance changes and more—helping you manage cash flow effectively, avoid overdrafts and detect any suspicious activity quickly.
Take the next step toward smarter saving. You can open an account online today or schedule an appointment with a business banker to explore your options in more detail.
Business savings account | Frequently Asked Questions
Can a business have a savings account?
Absolutely. A business savings account is a smart way to set aside funds for specific needs, build a reserve for the unexpected or earn interest on idle cash.
Take the next step toward smarter saving. You can open an account online today or schedule an appointment with a business banker to explore your options in more detail.
How do I open a business saving account?
You can open an account online today or schedule an appointment with a business banker to explore your options in more detail.
How much money do I need to open a business saving account?
Open your account with just $100.
Call 800-728-3501
Business Customer Care
Associated Bank does not charge a fee to download our digital applications; however, transactional fees may apply. Carrier message and data rates may apply, check your carrier’s plan for details. Visit AssociatedBank.com/disclosures for Terms and Conditions for your service. (1406)
Overdraft grace zone – An Overdraft Fee will not be charged if account is overdrawn up to $50 for the following customers: Business Access Checking, Business Balanced Checking, Business Choice Checking, Nonprofit and Public Funds Checking, Nonprofit and Public Funds Premium Checking, Basic Business Checking and Estate Checking. If an overdraft is paid by Associated Bank, a deposit must be made to bring the account back to a positive balance. Regular account requirements and fees for overdrafts will otherwise apply. Overdraft Protection Transfer service links your checking account with your other accounts at Associated Bank, including another checking account, savings account, money market account, Business Credit Card, Business Line of Credit Accounts, or Commercial Line of Credit. For more details on fees, transaction limits and terms and conditions of these products, please refer to the applicable Business Checking Product Disclosure, Understanding Overdrafts and Your Options to Manage Fees, the Deposit Account Agreement or the Business Checking Overdraft Protection Transfer Authorization form. (1435)
Fees may be applied to money market and savings accounts in addition to checking accounts. (1124)