Nonprofit Banking Solutions
Designed to Support Your Mission
Every nonprofit has a purpose. Our role is helping you make the most of the resources that power it.
Associated Bank can help your nonprofit organization manage funding fluctuations, maximize staff resources and safeguard funds through customized banking and treasury management solutions.
Whether your focus is on preserving culture, strengthening communities or another important mission, our experienced teams help you improve cash flow, manage working capital and navigate financial complexity with greater confidence.
With the capabilities of a leading regional bank and local teams deeply connected to the communities we serve, we're large enough to deliver the resources you need and local enough to understand the difference you're working to make.
A banking partner focused on purpose
We know your nonprofit needs are different from those of a traditional business—and all require thoughtful planning and strong financial partnerships.
That’s why we start with listening and learning about your mission, so that together we can build customized solutions to help support it today and into the future.
We understand both the impact you create and the unique challenges you face. We take a consultative approach, designing solutions around your organization's mission, goals and operating model, so you can focus more resources where they matter most.
Supporting nonprofits across the Midwest
We proudly partner with a wide range of nonprofit organizations in the communities where we live and work across the Midwest and broader region. We’re committed to helping strengthen operations, improve financial stewardship and create greater impact.
Types of organizations include but are not limited to:
- Arts & culture organizations
- Children's & youth services
- Religious organizations & faith-based institutions
- Food banks & hunger relief organizations
- Veteran service organizations
- Labor unions
Helping you improve liquidity, efficiency and control
Strong financial management creates greater capacity for mission impact. We work with nonprofit organizations to address three common priorities.
Manage cash flow with confidence
Challenge: Nonprofits often navigate fluctuating revenue streams driven by donations, grants and seasonal funding cycles.
Solution: We help organizations improve liquidity, strengthen working capital and maintain flexibility through customized cash management and lending strategies.
Increase operational efficiency
Challenge: Manual processes can consume valuable time and resources.
Solution: Our team helps streamline payments, collections and treasury processes so your staff can focus less on administrative tasks and more on advancing your mission.
Strengthen visibility and control
Challenge: Having access to timely information and strong controls could support better decision-making.
Solution: We help organizations improve cash flow visibility, streamline account reconciliation and mitigate fraud risk through integrated treasury and fraud prevention solutions.
Why Associated Bank for nonprofit banking?
At Associated Bank, we understand that success for nonprofit organizations isn't measured solely by financial performance. It's measured by impact. And that inspires us to take a different approach to nonprofit banking—one built on listening first, understanding your mission and delivering solutions tailored to your unique goals and challenges.
For us, nonprofit banking is about more than products and services. It's about partnership. We’re committed to building long-term relationships with and expanding the reach of organizations that create opportunity, provide critical services and improve lives. Because when nonprofits thrive, communities thrive. And that's a mission we're proud to support.
Our full suite of financial solutions for nonprofits
Every organization has unique goals, funding sources and operational needs. That’s why we tailor solutions specific to your nonprofit with a mix of our capabilities.
Treasury management & working capital solutions
Improve liquidity, strengthen cash flow visibility and optimize financial operations through customized treasury management, cash management and financing solutions designed to support your mission.
Deposits & cash management
Make every dollar work harder with accounts and cash strategies designed to support liquidity and day-to-day operations.
Commercial cards & payments
Increase efficiency, streamline vendor payments and improve spending oversight.
Fraud protection & risk mitigation
Help protect donor, operating and reserve funds with layered controls and account security tools designed to reduce risk and strengthen oversight.
Reserves, endowments & long-term stewardship
Help preserve and grow organizational assets through specialized investment management resources and guidance designed to support both current needs and future impact.
Employee benefits & retirement solutions
Support recruitment and retention with retirement plan and employee benefit solutions tailored to your team.
What banking services do nonprofit organizations need?
Most nonprofit organizations benefit from a combination of deposit services, treasury management, payment solutions, fraud prevention tools, lending options and investment management support. The right approach depends on the organization's size, funding model and operational complexity.
How can treasury management help nonprofit organizations improve cash flow?
Nonprofit treasury management solutions can help improve cash flow visibility, accelerate collections, automate payments and strengthen forecasting, allowing organizations to make more informed financial decisions.
How do nonprofits manage unpredictable cash flow and seasonal donations?
Many organizations use cash flow forecasting, liquidity reserves, working capital strategies and lines of credit to navigate fluctuations in donations, grants and other revenue sources.
What fraud prevention tools should nonprofit organizations use?
Organizations commonly use Positive Pay for check and ACH transaction monitoring, along with dual approvals, account monitoring, payment verification tools, and ACH/check blocks or filters to help safeguard donor and operating funds.
How should nonprofit organizations invest reserve funds and endowments?
Investment strategies should align with the organization's liquidity needs, risk tolerance and long-term objectives. Many nonprofits work with experienced advisors to develop policies and portfolios that balance preservation, income and growth.
Our Nonprofit Banking team can help you make the most of your resources.
Get in touch at CorporateBanking@AssociatedBank.com
Associated Bank and Associated Bank Private Wealth are marketing names Associated Banc-Corp (AB-C) uses for products and services offered by its affiliates. Securities and investment advisory services are offered by Associated Investment Services, Inc. (AIS), member FINRA/SIPC; insurance products are offered by licensed agents of AIS; deposit and loan products and services are offered through Associated Bank, N.A. (ABNA); investment management, fiduciary, administrative and planning services are offered through Associated Trust Company, N.A. (ATC); and Kellogg Asset Management, LLC® (KAM) provides investment management services to AB-C affiliates. AIS, ABNA, ATC, and KAM are all direct or indirect, wholly-owned subsidiaries of AB-C. AB-C and its affiliates do not provide tax, legal or accounting advice. Please consult with your advisors regarding your individual situation. (1024)